Guides
Practical writing about measuring and tracking wealth in India — the instruments people actually hold, and how to account for them honestly.
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Average Net Worth in India: What the Official Data Shows
Average household assets, debt and net worth from the government's All India Debt & Investment Survey, rural vs urban, what Indian wealth is made of, and why "net worth by age" tables for India are mostly guesswork.
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Net Worth Tracker Excel Template for India
A monthly tracker for Excel and Google Sheets with Indian asset categories, per-person owners and a trend chart, plus where to find each value and what to leave out.
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How to Track All Your Investments in One Place in India
What a PAN-based CAS covers and what it misses (EPF, PPF, NPS, gold, property), where each balance comes from, and how to join them into one view without sharing bank logins.
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How to Calculate Your Net Worth in India
A step-by-step walkthrough of the assets-minus-liabilities calculation using Indian instruments, with a worked example in Lakhs and Crores — plus the six mistakes that most often produce a wrong number.
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EPF vs PPF vs NPS: Rates, Lock-In and Tax Compared
How the three main retirement vehicles differ on interest, lock-in, withdrawal rules and tax treatment — how to check each balance without a bank login, and why all three belong in your net worth.
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Track Family Wealth Without Bank Logins
Why manual tracking suits families better than account aggregation, which values to gather for each asset type and where to find them, and how to keep a multi-generation household's finances in one view.
Free tool: Net Worth Calculator
Work out your net worth right now with Indian asset and liability categories — no sign-up, nothing leaves your browser.
Track it, don't just calculate it
Finworthly keeps the history so the trend is real rather than reconstructed from memory. Manual entry, no bank logins, built for Indian households.
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