Guides
Practical writing about measuring and tracking wealth in India — the instruments people actually hold, and how to account for them honestly.
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How to Calculate Your Net Worth in India
A step-by-step walkthrough of the assets-minus-liabilities calculation using Indian instruments, with a worked example in Lakhs and Crores — plus the six mistakes that most often produce a wrong number.
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EPF vs PPF vs NPS: Rates, Lock-In and Tax Compared
How the three main retirement vehicles differ on interest, lock-in, withdrawal rules and tax treatment — how to check each balance without a bank login, and why all three belong in your net worth.
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Track Family Wealth Without Bank Logins
Why manual tracking suits families better than account aggregation, which values to gather for each asset type and where to find them, and how to keep a multi-generation household's finances in one view.
Free tool: Net Worth Calculator
Work out your net worth right now with Indian asset and liability categories — no sign-up, nothing leaves your browser.
Track it, don't just calculate it
Finworthly keeps the history so the trend is real rather than reconstructed from memory. Manual entry, no bank logins, built for Indian households.
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