Family Net Worth Tracker for India
The simplest way to track your family's complete financial picture — without sharing bank credentials or connecting accounts. Know your net worth. Track your growth.
Why another net worth tracking app?
Most net worth trackers want your bank logins, account access, and financial permissions. That is unreasonable for a simple question: how much am I worth, and how is it changing? Finworthly answers it with simple manual entries. You already know your balances — just enter them once a week or month. No bank integrations. No complex setup.
How it works
- Sign in with Google. One click. No account creation, no passwords to remember.
- Add your assets and loans. Mutual funds, stocks, FDs, gold, property, vehicles, loans — add what you own and owe.
- See your net worth. An instant dashboard with family net worth, growth trends and investment gains.
Track all Indian financial instruments
Mutual Funds, Stocks, Fixed Deposits, Recurring Deposits, Gold, Real Estate, Vehicles, EPF, PPF, NPS, SSY, Bank Accounts, Bonds, NCDs, Insurance, Crypto, Home Loans, Car Loans, Personal Loans and Credit Cards — plus custom categories you define yourself. Values display in Lakhs and Crores.
Built for real families
Add family members — spouse, parents, children, HUF — and track everyone's assets in one household. Each member can sign in with their own Google account to update their own holdings, and can never modify anyone else's. The dashboard shows both individual and combined family net worth.
What you get
- Net worth calculated as total assets minus total liabilities, from the latest value you recorded for each item
- Month-over-month growth analytics and a trend chart
- Investment gain tracked separately using cost basis, so growth is distinguished from fresh contributions
- Per-person and per-category breakdowns with percentage shares
- Bulk update to refresh every holding in one pass
- CSV export, so you are never locked in
Frequently asked questions
Does Finworthly need my bank login or account access?
No. Finworthly is 100% manual entry. You never share bank credentials, account numbers, or any financial permissions. You enter your asset values yourself.
How is net worth calculated?
Net Worth = Total Assets minus Total Liabilities. Finworthly uses the latest known value of each asset and liability. Investment gains are calculated separately by comparing current value to the invested amount.
Should I include EPF and PPF in my net worth?
Yes. EPF, PPF, NPS and other retirement funds are assets you own and should be included. Including them gives a complete picture of your wealth, which matters for long-term planning.
How do I include real estate in a net worth calculation?
Add the property as a Real Estate asset at its current market value, and add any home loan as a liability. Your net worth then reflects the equity — property value minus outstanding loan.
Can family members update their own holdings?
Yes. Add a family member's Gmail address and they can sign in independently to view the household dashboard and update their own holdings. They cannot modify other members' data.
Guides
- How to Calculate Your Net Worth in India
- EPF vs PPF vs NPS: Rates, Lock-In and Tax Compared
- Track Family Wealth Without Bank Logins
- All guides
Free tools
- Net Worth Calculator — total your assets and liabilities instantly, no sign-up required
About
Finworthly is built and maintained by Malay Mehta, a software architect. Read more about the project, or see the privacy policy and terms of use.